Privacy Policy

Last Updated: Jan. 30, 2026

This Privacy Policy describes how Ulti-Brands, doing business as Usurance Financial (“Company,” “we,” “us,” or “our”), collects, uses, and protects your information when you visit our website or use our services.

1. Introduction

Usurance Financial (“Usurance Financial,” “we,” “our,” or “us”) values your privacy. This Privacy Policy explains how we collect, use, store, and protect your personal information when you interact with our website, forms, surveys, or communications, including SMS text messages.

2. Information We Collect

We may collect the following information when you voluntarily provide it to us:

  • Name
  • Phone number
  • Email address
  • ZIP code or location information
  • Insurance-related information you choose to provide
  • Communication preferences

3. How We Use Your Information

We use your information to:

  • Provide insurance-related information and services
  • Respond to your inquiries and requests
  • Schedule and confirm appointments
  • Send reminders and follow-up communications
  • Communicate important service-related updates

4. SMS Communications

If you opt in to receive SMS messages from Usurance Financial, we may send you text messages related to insurance information, appointment confirmations, reminders, and follow-ups.

  • Message frequency may vary
  • Message and data rates may apply
  • You may opt out at any time by replying STOP
  • For assistance, reply HELP or contact us at support@usurancefinancial.com

SMS consent is not shared with third parties or affiliates for marketing purposes.

5. How We Share Information

We do not sell, rent, or share your personal information or SMS consent with third parties for marketing purposes. Information is only shared when required to provide requested services or comply with legal obligations.

6. Cookies & Tracking

We may use cookies or similar technologies to improve website performance and user experience. You may disable cookies in your browser settings.

7. Data Security

We implement reasonable administrative, technical, and physical safeguards to protect your information from unauthorized access, disclosure, or misuse.

8. Your Rights

You may:

  • Request access to your personal information
  • Request corrections or updates
  • Opt out of communications at any time

9. Children’s Privacy

Our services are intended for individuals 18 years of age or older. We do not knowingly collect information from individuals under 18.

10. Contact Us

If you have questions about this Privacy Policy, contact us at:
Email: support@usurancefinancial.com
Company: Usurance Financial